[harveyr2]

After having my lightning down for over a year I am trying to get insurance on it however they won't put it back on my policy? What is frustrating is that they say the modifications won't allow them to put it on my policy but it was on there the last 4 years??? Makes no sense any help is appreciated!!

 

[White95]

I have my racecar insured with US Agencies and they never ask questions, want pictures or anything. We have everything else with State Farm and they're nazis

 

[RedRuM]

I have travelers. 1000 a year I pay. But when I had the accident they bitched about the roll bar, wheels, seats, roll pan. Said that its used for racing I told them that it's a weekend warrior and that was the end of it

 

[svt-BansheeMan]

Farm Bureau for the last 6+ year. We switched last month to Allstate. Both see it as just a f150 with a v8. Not a sports car/truck.

Switch companies. Stop telling them it's modded.

 

[cbxer55]

Progressive ever since I bought it six years ago. Never asked a question. The only thing they said about mods was that I should change my policy to cover them.

Currently paying around $700.00 per year, in two installments of around $350.00 every six months.

 

[wastedrubber]

Progressive for years, though i switched to USAA a few years ago when i bought a house (bundled the house and 3 cars) and they've been awesome.

 

[harveyr2]

Are yall carrying full coverage??

 

[cbxer55]

Yes, full coverage. I opted for a $1000.00 deductible since that's not a problem for me. No accident has ever been my fault as of yet, so deductible does not come into play.

Been with Progressive since the late 80's. They insured my first Lightning when I bought it new in July 2000. They've insured my 98 Ranger since I bought it in January 2000. They've insured many different motorcycles I've owned since the late 80's.

Not trying to sell anyone on them, the owner is a liberal anti-gun wingnut. Don't like it, but what can ya do?

 

[SonicHD]

Are yall carrying full coverage??

Hell yes.

I've had Farmers for 18 years now. They've never seen any of my vehicles, nor have they asked any questions about them. And I've never had an issue yet.

 

[wastedrubber]

Full coverage for sure. Though i don't have mods covered. Matias (MisterGADGET) does, i forget who he uses though but he gets a good rate.

 

[saygbye]

why are you telling them the truck is modified unless youre trying to get coverage for all the parts?

if youre trying to do that youre gonna have to go with a specialty company like white95 did

 

[Plague]

I have State Farm for my insurance. I've had them since I bought my Lightning brand new in 02 and I've never let my coverage lapse.

Btw Harveyr, what insurance do you have that won't let you put your truck back on your policy?

 

[lightningkid89]

I got progressive as well and even at 18 They didn't murder me on it. And I've always had multiple vehicle discount. And never questioned me on the truck. My recent toy a v8 Sonoma they didn't ask for pictures or anything. They think it's just a regular Sonoma.

 

[00blacky]

State Farm.

Yes I have full coverage.

 

[s|ck]

Grundy if it's only a weekend cruiser, second choice would be State Farm.

 

[SonicHD]

Grundy if it's only a weekend cruiser, second choice would be State Farm.

Does Grundy have any mileage restrictions?

 

[ty.thompson1981]

I've had State Farm since I was a teen. Currently I'm 34. Never had an issue. They've never asked to see any of my vehicles or asked what was done to them. I had a 10 second cobra for 5 years. Not once did they ask anything about it. I had a 97 ranger that I dropped a 5.0 and t5 into. As far as they knew it was still a 2.3liter. They never asked. Hell when I bought my lightning, I drove it to State Farm to put insurance on them. I told my agent the truck was in the parking lot if she needed to see it. She said nope. And printed me out my insurance cards. Lots of good companies out there.

 

[Packetrat]

After having my lightning down for over a year I am trying to get insurance on it however they won't put it back on my policy? What is frustrating is that they say the modifications won't allow them to put it on my policy but it was on there the last 4 years??? Makes no sense any help is appreciated!!

What did you modify during the year that it was down?

What mods are you trying to get coverage for?

Which insurance company (so I can avoid them like the plague)?

 

[Lucidmode]

~600/6mo w/ Geico

This covers both my 99 Lightning and 05 Outback XT

It is a 'storage plan' because I don't drive them right now

The 'storage plan' allows those named on the insurance to drive it on the street but they will want to see your mileage showing that it was mainly 'in storage'

It is a full coverage plan

And the best part, usually after 6 months they reimburse me for about 300$

So if you're not driving it much, put it on a storage plan and maybe pay 600/year for full coverage?

 

[stkshkr]

If you're old like me AARP Hartford...ACV plus $6000 for an extra $100 a year